Car Accident with an Uninsured Driver

If you have been seriously injured in a car accident with an uninsured driver, you may be feeling really worried about how you are going to pay for everything. You may have medical bills piling up, a car that needs repair or replacement, and missed time from work. Getting hit by an underinsured driver presents the same overwhelming problems.

Car Accident with an Uninsured Driver | Uninsured Driver

We’ve had several of our clients that have come to us that were involved in motor vehicle accidents involving drivers and even caused by drivers that did not have insurance. Complicating matters, they were drivers from out of state. That can make recovery difficult. If you’re involved in that situation, and you’re on the scene, you want to get a copy of the police report. Then we can find out what type of identification they have, where they’re from, their address, and all those things. Then we can do what we can to research the issue and find out whether or not they have any assets that we can go after to recover on your behalf. Another important thing to remember is that you hopefully have underinsured or uninsured motorist coverage. In those cases, if we need to, if the other party doesn’t have insurance, we can use your own policy to help recover for the injuries that were caused to you.

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Car Accident with an Uninsured Driver | Underinsured Driver

A lot of our car accident clients have been saved by the fact that they have underinsured and uninsured motorist coverage. There are a lot of people out there driving that don’t have insurance coverage even though the law requires that you do. The question becomes, “What happens if you’re involved in an accident that’s caused by somebody else?” It’s not your fault, it’s caused by somebody else, and that person doesn’t have insurance or that person does have insurance, but it’s not enough to cover your injuries. In that case, we often rely on our client’s underinsured and uninsured motorist coverage to help pay for those costs. One thing I would consider doing is talking to your insurance agent about your coverage limits and making sure that your underinsured and uninsured motorist coverage limits are enough so that they can cover you and your family in the event of an accident.

If you were in a car accident with an uninsured driver, don’t worry. We can help you figure it out. Please call our Phoenix car accident lawyers today for a free consultation.